Financial Services

Learn More About the First Class Lease

The First Class Lease also allows you to set the terms. Customize your lease anywhere from 24 to 60 months.

Benefits of Retail Financing

Allow Mercedes-Benz Financial Services to customize a financing plan that works for you. With First Class Financing there's an option to suit every lifestyle.

  • Choose from a wide range of financing terms from 12 to 72 months.
  • You are building equity toward ownership.
  • You can sell your Mercedes-Benz at any time, on your own terms.
  • When you buy, the required insurance limits for liability and property damage are usually lower than when you lease.
  • You can modify your car any way you like with non-factory accessories. Modifying a leased car is not permitted, unless they are retailer-installed, factory-approved options.

Mercedes-Benz Credit Card

Mercedes-Benz Credit Card Cardenas Metroplex

First Class Lease

Your Mercedes-Benz Financial First Class Financing agreement requires you to obtain and maintain comprehensive and collision insurance on your vehicle.

Ask your insurance agent to send policies, renewals, carrier changes or cancellations to:

Mercedes-Benz Financial Insurance Services Department

P.O. Box 1800

Roanoke, TX 76262-1800

Cancellation notices must be received within 30 days of the effective date.

The maximum standard deductible permitted is governed by the state in which the contract was executed. Mercedes-Benz Financial should be listed as the loss payee on all policies.

Always notify your insurance agent and the Support Services Department Monday - Friday between 9 a.m. and 6 p.m. ET at 1-866-321-8351. Because "DCFS USA LLC" is listed as the loss payee, insurance checks for repairs should be issued jointly to "DCFS USA LLC" and you. To speed up the release of your vehicle from the body shop, promptly send joint-payee checks, before you endorse them, to the address below. Insurance checks over certain amounts may require the physical inspection of repairs before Mercedes-Benz Financial can endorse the check. Please enclose the name and telephone number of the body shop and note your account number on the check.

Mercedes-Benz Financial Insurance Services Department

P.O. Box 1800

Roanoke, TX 76262-1800

If you're renewing, canceling or changing carriers, have your agent send a copy of your new policy or binder to Mercedes-Benz Financial immediately at the address below. Include a copy of your current policy as a reference. "DCFS USA LLC" must still be listed as the "loss payee." Cancellation notices must be received by Mercedes-Benz Financial within 30 days of the effective date.

Mercedes-Benz Financial Insurance Services Department

P.O. Box 1800

Roanoke, TX 76262-1800

We recommend that you follow the maintenance schedule outlined in your Owner's Manual. An authorized Mercedes-Benz Dealer should do all service and repairs. To find a Mercedes-Benz Dealer near you, call 1-800-FOR MERCEDES (1-800-367-6372) or visit MBUSA.com.

Your financial obligation ends with your last payment providing no other charges are outstanding. You may also pay off the remaining balance of your loan at any time before the last payment is due.

You can also use this web site to access your Account Information or call our 24-hour Automated Payoff Quote and Account Information Line at 1-800-654-6222. You can also contact your local Mercedes-Benz Dealer for details. If you are currently using the Auto Pay program to make monthly payments, please request cancellation of Auto Pay at least 10 days prior to paying off or trading in your vehicle to ensure that the funds are not debited in error.

For the fastest processing, please send a Cashier's Check to:

MB Payoff Standard Mailing Address:

Mercedes-Benz Financial

P.O. Box 9001886

Louisville, KY 40290-1886

MB Payoff Overnight Mailing Address:

Mercedes-Benz Financial

6716 Grade Lane

Building 9, Suite 910

Attn: P.O. Box 9001886

Louisville, KY 40213

Please include instructions as to where to send the title.

First Class Finish

It is our lease-end process that is specifically designed to be as simple and straightforward as possible. The First Class Finish lets you cruise effortlessly through the lease-end process.

  1. Return your vehicle
  2. Extend your lease
  3. Pay off your vehicle

If returning at lease maturity, you are responsible for any past due payments, unpaid fees, excess mileage, excess wear and use, and fees and taxes associated with your end of lease.If you return your vehicle early (prior to maturity), you will be responsible for the above charges as well as remaining payments.Please review your lease agreement for additional details. Also, for more details, contact your Mercedes-Benz dealer or the Mercedes-Benz Financial at 1-800-654-6222.

Visit the Account Information section of the www.mbusa.com website or call our 24-hour Automated Payoff Quote and Account Information Line at1-800-654-6222. Your original Mercedes-Benz Dealer can also provide a payoff purchase price before maturity.

For a payoff quote, call our 24-hour Automated Payoff Quote and Account Information Line at 1-800-654-6222. You can also use this web site to access your Account Information or contact your local Mercedes-Benz Dealer for details.

For the fastest processing, please send a Cashier's Check to:

MB Payoff Standard Mailing Address:

Mercedes-Benz Financial

P.O. Box 9001886

Louisville, KY 40290-1886

MB Payoff Overnight Mailing Address:

Mercedes-Benz Financial

6716 Grade Lane

Building 9, Suite 910

Attn: P.O. Box 9001886

Louisville, KY 40213

Please print and complete the blank Odometer Statement and send it with your payoff. Also, please tell us the address to which you want the title sent.

Most vehicle damage happens to the exterior or interior fabric and trim. At Mercedes-Benz Financial, we've created a simple, yet comprehensive way to evaluate when such wear and use becomes damage. Basically, if the damage can be hidden with a credit card, it passes the test and is not chargeable damage. Guidelines for tires, glass and a few others are equally innovative and fair. Three months before your lease ends, we'll send you The First Class Finish Lease-End Guide, which explains the entire process in detail.

Before you return your vehicle, take a few minutes to do your own Three-Point Inspection using the criteria in your lease-end guide (sent to you 90 days before your maturity date). You should also contact your Mercedes-Benz dealer to schedule a Pre-Inspection to prepare for your lease-end inspection.

Contact your Mercedes-Benz dealer, or call a Mercedes-Benz Financial Program Advisor at 800.873.5471.Lease Transfer

A Lease Transfer or Transfer of Interest (TOI) is the process of transferring a Mercedes-Benz Financial First Class Lease® from the current lease holder (the "Transferor") to a qualified individual or business (the "Transferee"). After six months, subject to eligibility and approval, a Transferor may request that a qualified Transferee assume all rights, interests and obligations under the current lease agreement, thereby releasing the Transferor of any remaining payments and lease end charges. In such an event, the Transferee expressly agrees to assume responsibility for all remaining payments and obligations under the lease agreement.

As a First Class Lease holder, you may be eligible to transfer your lease to another qualified individual or business (a "Transferee"). After six months, subject to eligibility and approval, you may request that a qualified Transferee assume all of your rights, interests and obligations under your current lease agreement, thereby releasing you of any remaining payments and lease end charges.

To be eligible to transfer your lease agreement, your lease account must be current. Any outstanding payments, charges (e.g. late charges, property taxes, etc.) and fees (e.g. parking ticket fees, etc.) must be paid so the account is current before a transfer of interest may take place.

There may be a transfer fee due to Mercedes-Benz Financial, which may be paid by the Transferee, the Transferor or a combination of the two parties. However, as these fees are state specific, please contact the Mercedes-Benz Financial Client Care Center at 800- 654-6222.

Vehicle licensing or registration fees, as well as applicable taxes, may be required by your state. These fees and taxes vary by state. If you are unsure about your state's requirements, please consult your local department of motor vehicles to inquire about licensing or registration fees, and your state's tax authority to inquire about any applicable taxes.

Mercedes-Benz Financial retains a security deposit until the end of the lease agreement. Therefore, if there is a security deposit, it will transfer to the Transferee with the lease agreement. At lease end, any portion that is due to be refunded, less any lease end charges (e.g., excess mileage, excess wear and use, vehicle damage, etc.) will be returned to the Transferee. The Transferee may choose to reimburse the Transferor for the amount of the security deposit, but this is not a requirement of the lease transfer.

The Transferee is responsible for any lease-end charges including, but not limited to, excess mileage, excess wear and use, vehicle damage, etc.

Your lease may be transferred to another state within the United States. However, your lease may not be transferred outside of the United States. Please note that special requirements may apply to transfers that occur between the continental United States and Alaska or Hawaii.

The logistics of the vehicle transfer (e.g. vehicle delivery, any transportation charges, etc.) are the responsibility of the Transferor and the Transferee. Please remember to investigate any registration fees or tax liabilities that may be imposed by state authorities.

Depending on how quickly and accurately the transfer documentation is submitted, a transfer may be completed in a matter of weeks. However, please note that this does not include processing time that may occur at state agencies, such as a department of motor vehicles, which is outside of our control.

You will receive confirmation from Mercedes-Benz Financial when the lease transfer is complete. The Transferor may then transfer the vehicle to the Transferee.

Proof of Insurance is required from the Transferee prior to completion of the transfer.

These products are subject to the specific terms and conditions of the agreement under which they were purchased. Please consult these agreements regarding transferability.

These products are subject to the specific terms and conditions of the agreement under which they were purchased. Please consult these agreements regarding transferability.

A lease transfer is initiated when a current lease account holder submits a request for a credit application to be submitted to a potential Transferee. The Transferor initiates this request by clicking on the Lease Transfer link inside the Account section of Mercedes-BenzFinancial.com. Note that the Transfer button is not visible unless the lease is eligible for transfer (6 months from the original contract date). Please contact the Mercedes-Benz Financial Client Care Center for assistance or further information at 800.654.6222.

General Info

Flexible Terms

We want your financing to fit your lifestyle. That's why, in most states, we offer terms from 12 to 72 months. This allows you to customize your loan according to your personal needs.

European Delivery

It's a new twist on delivery. Pick up your new Mercedes-Benz in Germany and take a vacation while you're there. You'll receive a tour of our Mercedes-Benz plant. Then you can be off to tour Europe.

Retail Balloon Financing

Enjoy the privileges of ownership with the benefits of leasing. Just defer a large portion of the retail financing payment to the end of the term and you'll enjoy lower monthly payments. It's an attractive option if you want to increase your liquidity for other investments. Plus, Retail Balloon Financing goes on to offer you various options at the end of your term.

Pre-Owned Financing

Mercedes-Benz Financing will finance most pre-owned Mercedes-Benz models up to 8 model years old. We offer flexible financing terms to meet your pre-owned financing needs.

Auto Pay

With our Auto Pay option, you can have your payments deducted directly from your checking account. No monthly check writing. No monthly mailing.

Questions?
Please speak with our trade advisor for more information.